Activities of Caribbean Finance!
9/03/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Thu 9/03/09 1:20 AM
To:
ATTN.
RELEVANT CORRESPONDENCE.
ROLLOCKS
——————————————————————————–
From: julianrollocks@hotmail.com
To: brislegal@yahoo.com
Subject: RE: Activities of Caribbean Finance!
Date: Thu, 3 Sep 2009 01:17:18 -0400
DENISIO,
IMPORTANT DOCUMENT.THE CONCERN WAS THE LETTER FROM THE CENTRAL WITH THE FUNCTIONS.
JULIAN
——————————————————————————–
From: jp@radiusmedia.com
To: julianrollocks@hotmail.com
Subject: RE: Activities of Caribbean Finance!
Date: Thu, 30 Jul 2009 22:43:02 -0400
Don: 386 747 064
9/03/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Thu 9/03/09 1:17 AM
To: denisio brison (brislegal@yahoo.com)
DENISIO,
IMPORTANT DOCUMENT.THE CONCERN WAS THE LETTER FROM THE CENTRAL WITH THE FUNCTIONS.
JULIAN
——————————————————————————–
From: jp@radiusmedia.com
To: julianrollocks@hotmail.com
Subject: RE: Activities of Caribbean Finance!
Date: Thu, 30 Jul 2009 22:43:02 -0400
Don: 386 747 064
7/30/09
senTo ‘julian rollocks’
From: Japheth Prakash (jp@radiusmedia.com)
Sent: Thu 7/30/09 10:43 PM
To: ‘julian rollocks’ (julianrollocks@hotmail.com)
Don: 386 747 0643
From: julian rollocks [mailto:julianrollocks@hotmail.com]
Sent: Thursday, July 30, 2009 10:18 PM
To: jp@goturismo.com
Subject: RE: Activities of Caribbean Finance!
hi prakash,
do send me mr. DON’ S NUMBER. THANKS.
julian
7/30/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Thu 7/30/09 10:17 PM
To: jp@goturismo.com
hi prakash,
do send me mr. DON’ S NUMBER. THANKS.
julian
7/26/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Sun 7/26/09 3:40 PM
To: jp@goturismo.com
HI PRKASH,
TODAY, SUNDAY IS OUR LAST DAY HERE. I REALISE YOU ARE VERY BUSY,
BUT I NEED TO TAKE SOME DECISIONS. I WOULD APRECIATE US ,
SASHA YOURSELF AND ME SITTING DOWN HERE IN ANTIGUUA, ON MONDAY
IN FLORIDA, OR ON THE PLANE HEADING BACK TO ORLANDO
TO COME TO DEFINITE CONCLUSIONS.
I HAVE THE DOCUMENTATIONS WITH ME.
DO INFORM ME WHEN WE CAN SIT AND SORT THIS OUT.
THANK YOU,
SINCERLY,
JULIAN ROLLOCKS
MAYBE MONDAY-EVENING IN ORLANDO WILL BE BETTER SINCE DAVID MERRIK
WILL ALSO BE THERE. AWAITING YOUR RESPONSE.
7/23/09
Sent: Thu 7/23/09 12:42 PM
To: jp@goturismo.com
HI PRAKASH,
I HAVENT RECEIVED ANY FURTHER INSTRUCTIONS FROM YOU.
AM AWAITING FURTHER INSTRUCTIONS WITH REGARDS TO ANTIGUA.
I DONT KNOW IF YOU RECEIVED MY LAST EMAIL REQUESTING ABOUT
THE INFORMATION FOR THE NOTARY. AM MAKING GOOD PROGRES WITH
THE CENTRAL BANK.WE ARE ALMOST THERE.
UNTILL.
J.ROLLOCKS
PS. I CALLED YOUR PHONE, BUT DID NOT GET TO YOU.
7/23/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Thu 7/23/09 12:42 PM
To: jp@goturismo.com
HI PRAKASH,
I HAVENT RECEIVED ANY FURTHER INSTRUCTIONS FROM YOU.
AM AWAITING FURTHER INSTRUCTIONS WITH REGARDS TO ANTIGUA.
I DONT KNOW IF YOU RECEIVED MY LAST EMAIL REQUESTING ABOUT
THE INFORMATION FOR THE NOTARY. AM MAKING GOOD PROGRES WITH
THE CENTRAL BANK.WE ARE ALMOST THERE.
UNTILL.
J.ROLLOCKS
PS. I CALLED YOUR PHONE, BUT DID NOT GET TO YOU.
7/19/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Sun 7/19/09 1:25 PM
To: jp@goturismo.com
GREETINGS PRAKASH,
WILL BE AWAITING THE WIRE INFO.DO LET ME KNOW WHAT
TIME YOUR PLANE IS LEAVING TO ANTIGUA, IN ORDER TO
COORDINATE EVERYTHING. LOOKING FORWARD TO FINALISING
MATTERS WITH DAVID AND SASCHA.
WISHING THE WIFE AND THE NEWBORN THE BEST OF HEALTH,
UNTILL SOON,
J.ROLLOCKS
7/18/09
From: Japheth Prakash (jp@goturismo.com)
Sent: Sat 7/18/09 9:53 AM
To: julianrollocks@hotmail.com
Mr Rollocks,
Will have my assistant get the info to you regarding the wire.
We have a plane coming in on Friday to do some banking stuff.
So you are welcome to get on it. In fact, might be good as David
will be on it and Sascha. So you guys can discuss affairs. Will
get you the details. So at least the one way is covered.
Let me know,
Best Regards,
Japheth
From: julian rollocks [mailto:julianrollocks@hotmail.com]
Sent: Friday, July 17, 2009 2:57 PM
To: jp@goturismo.com
Subject: RE: Activities of Caribbean Finance!
HI PRAKASH,
HAVE BEEN CHECKING WITH THE NOTARY.THEY NEED THE
EXACT DATE IT WAS SENT, WHICH COUNTRY IT CAME FROM,
AND WHAT IS THE NAME OF THE COMPANY THAT SENT IT.
I WILL BE ARRIVING ANTIGUA FRIDAY JULY 24TH, AND LEAVING SUNDAY.
I WILL BE ARRIVING MIAMI WEDNESDAY JULY 29 , AND LEAVING AUGUST 6.
IF YOU CAN ASSIST WITH ME
GETTING A HOTELROOM(AT A GOOD RATE) IN FORTLAUDERDALE CLOSE TO PLANTATION,
I WOULD BE GRATEFUL.
CENTRAL BANK HAS PROMISED TO HAVE THE STATEMENT IN MY HAND BEFORE NEXT FRIDAY .
I WILL HAVE THAT AND SOME OTHER DOCUMENTS OF INTREST FOR YOU AND PARTNERS.
THANKS IN ADVANCE,
J.ROLLOCKS
7/17/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Fri 7/17/09 2:56 PM
To: jp@goturismo.com
HI PRAKASH,
HAVE BEEN CHECKING WITH THE NOTARY.THEY NEED THE EXACT DATE IT WAS SENT,
WHICH COUNTRY IT CAME FROM, AND WHAT IS THE NAME OF THE COMPANY THAT SENT IT.
I WILL BE ARRIVING ANTIGUA FRIDAY JULY 24TH, AND LEAVING SUNDAY.
I WILL BE ARRIVING MIAMI WEDNESDAY JULY 29 , AND LEAVING AUGUST 6. IF YOU
CAN ASSIST WITH ME
GETTING A HOTELROOM(AT A GOOD RATE) IN FORTLAUDERDALE CLOSE TO PLANTATION,
I WOULD BE GRATEFUL.
CENTRAL BANK HAS PROMISED TO HAVE THE STATEMENT IN MY HAND BEFORE NEXT FRIDAY .
I WILL HAVE THAT AND SOME OTHER DOCUMENTS OF INTREST FOR YOU AND PARTNERS.
THANKS IN ADVANCE,
J.ROLLOCKS
7/17/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Fri 7/17/09 2:56 PM
To: jp@goturismo.com
HI PRAKASH,
HAVE BEEN CHECKING WITH THE NOTARY.THEY NEED THE EXACT DATE IT WAS SENT,
WHICH COUNTRY IT CAME FROM, AND WHAT IS THE NAME OF THE COMPANY THAT SENT IT.
I WILL BE ARRIVING ANTIGUA FRIDAY JULY 24TH, AND LEAVING SUNDAY.
I WILL BE ARRIVING MIAMI WEDNESDAY JULY 29 , AND LEAVING AUGUST 6. IF YOU CAN ASSIST WITH ME
GETTING A HOTELROOM(AT A GOOD RATE) IN FORTLAUDERDALE CLOSE TO PLANTATION, I WOULD BE GRATEFUL.
CENTRAL BANK HAS PROMISED TO HAVE THE STATEMENT IN MY HAND BEFORE NEXT FRIDAY .
I WILL HAVE THAT AND SOME OTHER DOCUMENTS OF INTREST FOR YOU AND PARTNERS.
THANKS IN ADVANCE,
J.ROLLOCKS
7/16/09
From: Japheth Prakash (jp@goturismo.com)
Sent: Thu 7/16/09 10:43 PM
To: ‘julian rollocks’ (julianrollocks@hotmail.com)
Hello Mr Rollocks,
Thank you for your understanding. Please check with your notary
as a 50k wire was sent to the account a few days ago. I want to
make sure that was done smoothly and we can commence the additional
wires as soon as we have gotten the information from you and you have
met the other principals.
Also, have you made your flight arrangements to Antigua yet? Would
like to know the dates so we can make the hotel accommodations for you.
Best Regards,
Japheth
From: julian rollocks [mailto:julianrollocks@hotmail.com]
Sent: Wednesday, July 15, 2009 4:52 PM
To: jp@goturismo.com
Subject: RE: Activities of Caribbean Finance!
MR.PRAKASH,
YOUR EMAIL WAS WELL RECEIVED AND UNDERSTOOD.I CLEARLY UNDERSTAND THE CONCERNS.
I HAVE BEEN IN TOUCH WITH MY OFFICER AT THE CENTRAL BANK THROUGH OUT TODAY.
THEY HAVE PROMISED TO ISSUE THE REQUESTED STATEMENT WITH THE EXACT ACTIVITIES
WHICH WE CAN EXECUTE. I SHOULD HAVE THIS BEFORE THE ANTIGUA MEETING.
WITH REGARD TO THE PAY-DAY-LOANS OFFICE. IF OPERATIONS MUST WAITE UNTILL ALL
LICENSING HAS BEEN CLEARED, THIS IS UNDERSTANDABLE.
ONCE EVERYTHING IS CLEARED, WE CAN TRY TO FIND AN OFFICE OF EQUAL PRICE CLOSE TO PHILIPSBURG.
I HAVE GIVEN THE LIST YOU GAVE ME TO THE CENTRAL BANK. A FEW THINGS: WE DID NOT
KNOW WHAT IS “SET UP A DEPOSITORY” UNDER JOE.
UNDER MANNY, CAR-IMPORTS/SALES, AND REAL ESTATE ACTIVITIES ARE NOT THE
OF THE CENTRAL BANK.
WITH REGARD TO CARLETTA’S TRUST COMPANY. I CANT COMMENT ON THAT AS THAT IS HER OPERATION.
I WILL ISSUE LETTERS FROM RBTT BANK AND WINWARD ISLANDS BANK CONFIRMING BRIGHT DAY FINANCE
WORKING WITH THEM.
MR.PRAKASH, THAT IS WHY I KEEP STRESSING WORKING WITH A NOTARY AND MY LAWYER SOTHAT
ALL WILL BE DONE IN A TRANSPARENT AND LEGAL MANNER.
WILL TALK TO YOU SOON. ANY QUESTIONS, DONT HESITATE TO CALL OR EMAIL.
UNTILL…
J.ROLLOCKS
PS.WHILE I UNDERSTAND THE VARIOUS FINANCIAL ACTIVITIES
WHICH YOU WOULD LIKE TO GET INVOLVED INTO.(SEE AFFIDAVIT)
7/15/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Wed 7/15/09 4:52 PM
To: jp@goturismo.com
MR.PRAKASH,
YOUR EMAIL WAS WELL RECEIVED AND UNDERSTOOD.I CLEARLY UNDERSTAND THE CONCERNS.
I HAVE BEEN IN TOUCH WITH MY OFFICER AT THE CENTRAL BANK THROUGH OUT TODAY.
THEY HAVE PROMISED TO ISSUE THE REQUESTED STATEMENT WITH THE EXACT ACTIVITIES
WHICH WE CAN EXECUTE. I SHOULD HAVE THIS BEFORE THE ANTIGUA MEETING.
WITH REGARD TO THE PAY-DAY-LOANS OFFICE. IF OPERATIONS MUST WAITE UNTILL ALL LICENSING
HAS BEEN CLEARED, THIS IS UNDERSTANDABLE.
ONCE EVERYTHING IS CLEARED, WE CAN TRY TO FIND AN OFFICE OF EQUAL PRICE CLOSE TO PHILIPSBURG.
I HAVE GIVEN THE LIST YOU GAVE ME TO THE CENTRAL BANK. A FEW THINGS: WE DID NOT KNOW WHAT
IS “SET UP A DEPOSITORY” UNDER JOE.
UNDER MANNY, CAR-IMPORTS/SALES, AND REAL ESTATE ACTIVITIES ARE NOT THE JURISDICTION OF THE
CENTRAL BANK.
WITH REGARD TO CARLETTA’S TRUST COMPANY. I CANT COMMENT ON THAT AS THAT IS HER OPERATION.
I WILL ISSUE LETTERS FROM RBTT BANK AND WINWARD ISLANDS BANK CONFIRMING BRIGHT DAY FINANCE
WORKING WITH THEM.
MR.PRAKASH, THAT IS WHY I KEEP STRESSING WORKING WITH A NOTARY AND MY LAWYER SOTHAT ALL WILL
BE DONE IN A TRANSPARENT AND LEGAL MANNER.
WILL TALK TO YOU SOON. ANY QUESTIONS, DONT HESITATE TO CALL OR EMAIL.
UNTILL…
J.ROLLOCKS
PS.WHILE I UNDERSTAND THE VARIOUS FINANCIAL ACTIVITIES WHICH YOU WOULD LIKE
TO GET INVOLVED INTO.(SEE AFFIDAVIT)
7/14/09
From: Japheth Prakash (jp@goturismo.com)
Sent: Tue 7/14/09 4:47 PM
To: julianrollocks@hotmail.com
Mr Rollocks
WE need to revisit some of these costs. We are paying only $800 for an
office now which is a nice office even though its on the 3rd floor and
paying 2k for an office right off the bat does not make much sense to me.
Also, I need to finish getting approval for the amounts that will be available
for the pay day loans as our main priority right now is the Antigua convention
and we are spending a lot of money on that. David Merrick, the CEO of TIRN and
Sascha Hren, our European partner both want to meet you and confirm final details
before we finish up the transaction as they did some checking up on the licenses
with our SEC attorney here in the USA and Central Bank supposedly was very vague
or unwilling to give out any information on the activities of the license when
information was requested. They are asking for additional information since this
transaction and the SEC attorney has advised them that we should not move forward
unless we have a solid confirmation from Central bank about the activities of the
license. Our attorney along with Mr Merrick and Mr Hren are going to be in Antigua
and hopefully we can meet and sort this all out.
We also just purchased the trust company from Ms Curletta for a substantial amount
and so far have not seen any results or returns from that and the banks there seem
unwilling to honor the activities which the Trust license allows it to do and this
has caused further concerns among the partners.
Hopefully we can resolve all of this in a very short time frame as our intention is
to still move forward with all the plans we discussed but I have been told that we
need to confirm all the activities of the license before we finalize everything.
Best Regards,
Japheth
From: julian rollocks [mailto:julianrollocks@hotmail.com]
Sent: Tuesday, July 14, 2009 3:01 PM
To: jp@goturismo.com
Subject: RE: Activities of Caribbean Finance!
HI PRAKASH
AS ASKED BY YOU, A SHORT SUMMARY ON THE FIRST ACTIVITY OF BRIGHT DAY FINANCE NV.
DBA CARIBBEAN FINANCE IS THE COMPANY THAT WILL BE DOING PAYDAY LOANS.
THESE ARE LOANS THAT WILL BE ISSUED FOR 30 DAYS OR LESS, AS THE REPAYMENT DATE TAKES PLACE AT
THE END OF THE MONTH WHEN MOST CLIENTS ARE PAID. SO THERE ARE TIMES WHEN THE CLIENT WOULD GET
THE LOAN FOR AS LITTLE AS 10 DAYS, BUT HAS TO REPAY PRINCIPLE AND INTEREST ON PAYDAY WHICH IS
10 DAYS LATER, OR END OF THE MONTH.
FORMERLY, WHEN ITS LESS THAN A WEEK TO PAYDAY WE WOULD COLLECT THE LOAN PLUS INTEREST AT THE
END OF THE OTHER MONTH.
TODAY IS JULY 14TH, AND I AM RECOMMENDING FOR US TO START THIS BRANCH OF THE BUSINESS ON THE
FIRST OF AUGUST. THIS WOULD ENABLE US TO CATCH THE WAVE OF BACK-TO-SCHOOL BUSINESS.
LOTS OF FAMILIES WOULD HAVE TO FIND THE CASH FOR MUTIPLE SCHOOLFEES, SCHOOLUNIFORMS, BOOKS
AND OTHER SCHOOLSUPPLIES.
THESE LOANS ARE PRIMARLY GOING TO BE ISUED TO THE CLIENTS AND GUARANTEED BY THE CLIENTS’
EMLOYERS.SOME CLIENTS PREFER TO SIGN A DEDUCTIONFORM AT THE BANK AND HAVE THE PAYMENT MADE
DIRECTLY AT THE BANK.
SOME OF THE TIME WE WOULD RECOMMEND SPLITTING THE LOAN IN 2 OR 3 PAYMENTS, DEPENDING ON THE
CLIENTS’ OURSTANDING DEBTS, AND OVERALL CASH POSITION.
IN ORDER TO OPEN AUGUST 1ST, WE MUST DO THE FOLLOWING:
-FIND A CLIENT-FRIENDLY LOCATION IN THE PHILIPSBURG AREA, WHERE MOST OF THE DUTCH POPULATION
WORK. THE COLEBAY OFFICE IS LOCATED ON THE THIRD FLOOR, WHICH IS GOOD FOR THE CORPORATE
ACTIVITIES, BUT NOT EFFECTIVE FOR RETAIL-BUSINESS.
A LOCATION HAS BEEN IDENTIFIED,JIMMY AND MYSELF WILL TAKE A LOOK AT IT FOR SUITABILITY.
-THE NEW LOCATION HAS TO BE SUITED OUT CARPET,A/C,FURNITURE.
-THIS LOCATION MUST NOT BE TOO “FANCY” OR UPSCALE, NOT TO SCARE AWAY THE VERY PEOPLE WE ARE
TRYING
TO ACCOMODATE.A REGULAR LOCATION FOR REGULAR PEOPLE.
-THE FUNDS(WORKING CAPITAL) MUST TRANSFERED TO THE ISLAND.
-SOME ADVERTISEMENT, NEWSPAPER AND RADIO, WILL NEED TO BE DONE.
-WE NEED TO HIRE ONE ADMINISTRATOR, AND AN ASSISTANT(TEMPORARLY) FOR THE BACK TO SCHOOL
RUSH.THIS PERSON CAN STAY OR LAID OFF, DEPENDING ON HOW LONG THIS RUSH IS.
-THE DISCUSION WITH REGARD TO ISSUING LOANS TO THE CLIENTS THROUGH A VISA/MASTER DEBIT CARD
IS STILL ONGOING WITH 2 LOCAL BANKS.
-NOTE: PRAKASH, I WOULD LIKE YOU, OR SOME ONE ELSE TO SEND ME A SHORT DESCRIPTION OF THIS
ACTIVITY(OUR OWN DEBITCARDS), IN VERY SIMPLE LANGUAGE IN ORDER FOR ME PRESENT IT TO TOP MANAGEMENT.
THAT IS THEIR EXACT WORDS. SEND IT ASAP.
-IN CLOSING, GENTLEMEN THE PAYDAY LOAN BUSINESS HAS AWESOME POTENTIAL IN THE NETHERLANDS- ANTILLES,
WITH A RELETAVELY LOW OVERHEAD IN WHICH THE INVESTED DOLLARS CAN BE MAXIMIZED.
-POTENTIAL RETURN ON INVESTMENT:
ONCE WE ARE ABLE TO DIBURSE $400.000,-(@25%) TO THE ST.MAARTEN CLIENTS AND KEEP IT ON THE STREETS FOR 12 MONTHS,
THIS WOULD HAVE A POTENTIAL GROSS INCOME OF 12 TIMES $100.000,- PER MONTH OR $1.200.000,- FOR
THE YEAR. THE OVERHEAD CAN BE ESTIMATED AT ABOUT $60.000,- PER YEAR.
BREAKDOWN PER MONTH: 2 SALARIES @$1500,-
RENT 2000,-
ADS,SOCIAL SECURITIES, AND MISCEL. 1500,-
——————
ESTIMATED EXPENSES PER MONTH $5000,- OR $60.000,- PER YEAR.
THIS IS A VERY REALISTIC PICTURE, CONSIDERING THAT BESIDES THE ABOVE LOTS OF PEOPLE ALLWAYS
NEED MONEY FOR EMERGENCIES(SICKNESS, FUNERALS, AIRLINE TICKETS,) ELECTRICAL AND TELEPHONE
BILLS, REGULAR COURTFEES, WE HAVE A LARGE IMMIGRANT POPULATION WHO REGULARLY NEED MONEY
TO SEND “HOME” FOR ALL KINDS OF REASONS.
————————————————————————–
GENTLEMEN,
HOPE TO HAVE GIVEN YOU AN IMPRESSION OF OUR FUTURE BUSINESS.
LOOKING FORWARD TO HEARING FROM YOU ASAP.
SINCERLY,
J.ROLLOCKS
7/14/09
From: julian rollocks (julianrollocks@hotmail.com)
Sent: Tue 7/14/09 3:01 PM
To: jp@goturismo.com
HI PRAKASH,
AS ASKED BY YOU, A SHORT SUMMARY ON THE FIRST ACTIVITY OF BRIGHT DAY FINANCE NV.
DBA CARIBBEAN FINANCE IS THE COMPANY THAT WILL BE DOING PAYDAY LOANS.
THESE ARE LOANS THAT WILL BE ISSUED FOR 30 DAYS OR LESS, AS THE REPAYMENT DATE TAKES PLACE AT
THE END OF THE MONTH WHEN MOST CLIENTS ARE PAID. SO THERE ARE TIMES WHEN THE CLIENT WOULD GET
THE LOAN FOR AS LITTLE AS 10 DAYS, BUT HAS TO REPAY PRINCIPLE AND INTEREST ON PAYDAY WHICH IS
10 DAYS LATER, OR END OF THE MONTH.
FORMERLY, WHEN ITS LESS THAN A WEEK TO PAYDAY WE WOULD COLLECT THE LOAN PLUS INTEREST AT THE
END OF THE OTHER MONTH.
TODAY IS JULY 14TH, AND I AM RECOMMENDING FOR US TO START THIS BRANCH OF THE BUSINESS ON THE
FIRST OF AUGUST. THIS WOULD ENABLE US TO CATCH THE WAVE OF BACK-TO-SCHOOL BUSINESS.
LOTS OF FAMILIES WOULD HAVE TO FIND THE CASH FOR MUTIPLE SCHOOLFEES, SCHOOLUNIFORMS, BOOKS
AND OTHER SCHOOLSUPPLIES.
THESE LOANS ARE PRIMARLY GOING TO BE ISUED TO THE CLIENTS AND GUARANTEED BY THE CLIENTS’
EMLOYERS.SOME CLIENTS PREFER TO SIGN A DEDUCTIONFORM AT THE BANK AND HAVE THE PAYMENT MADE
DIRECTLY AT THE BANK.
SOME OF THE TIME WE WOULD RECOMMEND SPLITTING THE LOAN IN 2 OR 3 PAYMENTS, DEPENDING ON THE
CLIENTS’ OURSTANDING DEBTS, AND OVERALL CASH POSITION.
IN ORDER TO OPEN AUGUST 1ST, WE MUST DO THE FOLLOWING:
-FIND A CLIENT-FRIENDLY LOCATION IN THE PHILIPSBURG AREA, WHERE MOST OF THE DUTCH POPULATION
WORK. THE COLEBAY OFFICE IS LOCATED ON THE THIRD FLOOR, WHICH IS GOOD FOR THE CORPORATE
ACTIVITIES, BUT NOT EFFECTIVE FOR RETAIL-BUSINESS.
A LOCATION HAS BEEN IDENTIFIED,JIMMY AND MYSELF WILL TAKE A LOOK AT IT FOR SUITABILITY.
-THE NEW LOCATION HAS TO BE SUITED OUT CARPET,A/C,FURNITURE.
-THIS LOCATION MUST NOT BE TOO “FANCY” OR UPSCALE, NOT TO SCARE AWAY THE VERY PEOPLE WE ARE
TRYING
TO ACCOMODATE.A REGULAR LOCATION FOR REGULAR PEOPLE.
-THE FUNDS(WORKING CAPITAL) MUST TRANSFERED TO THE ISLAND.
-SOME ADVERTISEMENT, NEWSPAPER AND RADIO, WILL NEED TO BE DONE.
-WE NEED TO HIRE ONE ADMINISTRATOR, AND AN ASSISTANT(TEMPORARLY) FOR THE BACK TO SCHOOL
RUSH.THIS PERSON CAN STAY OR LAID OFF, DEPENDING ON HOW LONG THIS RUSH IS.
-THE DISCUSION WITH REGARD TO ISSUING LOANS TO THE CLIENTS THROUGH A VISA/MASTER DEBIT CARD
IS STILL ONGOING WITH 2 LOCAL BANKS.
-NOTE: PRAKASH, I WOULD LIKE YOU, OR SOME ONE ELSE TO SEND ME A SHORT DESCRIPTION OF THIS
ACTIVITY(OUR OWN DEBITCARDS), IN VERY SIMPLE LANGUAGE IN ORDER FOR ME PRESENT IT TO TOP MANAGEMENT.
THAT IS THEIR EXACT WORDS. SEND IT ASAP.
-IN CLOSING, GENTLEMEN THE PAYDAY LOAN BUSINESS HAS AWESOME POTENTIAL IN THE NETHERLANDS- ANTILLES,
WITH A RELETAVELY LOW OVERHEAD IN WHICH THE INVESTED DOLLARS CAN BE MAXIMIZED.
-POTENTIAL RETURN ON INVESTMENT:
ONCE WE ARE ABLE TO DIBURSE $400.000,-(@25%) TO THE ST.MAARTEN CLIENTS AND KEEP IT ON THE STREETS FOR 12 MONTHS,
THIS WOULD HAVE A POTENTIAL GROSS INCOME OF 12 TIMES $100.000,- PER MONTH OR $1.200.000,- FOR
THE YEAR. THE OVERHEAD CAN BE ESTIMATED AT ABOUT $60.000,- PER YEAR.
BREAKDOWN PER MONTH: 2 SALARIES @$1500,-
RENT 2000,-
ADS,SOCIAL SECURITIES, AND MISCEL. 1500,-
——————
ESTIMATED EXPENSES PER MONTH $5000,- OR $60.000,- PER YEAR.
THIS IS A VERY REALISTIC PICTURE, CONSIDERING THAT BESIDES THE ABOVE LOTS OF PEOPLE ALLWAYS
NEED MONEY FOR EMERGENCIES(SICKNESS, FUNERALS, AIRLINE TICKETS,) ELECTRICAL AND TELEPHONE
BILLS, REGULAR COURTFEES, WE HAVE A LARGE IMMIGRANT POPULATION WHO REGULARLY NEED MONEY
TO SEND “HOME” FOR ALL KINDS OF REASONS.
————————————————————————–
GENTLEMEN,
HOPE TO HAVE GIVEN YOU AN IMPRESSION OF OUR FUTURE BUSINESS.
LOOKING FORWARD TO HEARING FROM YOU ASAP.
SINCERLY,
J.ROLLOCKS
7/12/09
From: Japheth Prakash (jp@goturismo.com)
Sent: Sun 7/12/09 8:39 AM
To: julianrollocks@hotmail.com
Cc: ‘JR Singer’ (jupiter.investments@yahoo.com); ‘Joseph Maher’ (jpjmaher@gmail.com);
sascha.futures@yahoo.com;
‘Ramon Chimelis’ (rtcorlando@yahoo.com); manny@tradersmail.net; nathan@tradersmail.net;
‘Aziel Perez’ (aziel@tradersmail.net); ‘B B’ (bbb824@gmail.com)
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Gentlemen,
(think we need some ladies there too;) Here are the initial activities that we discussed
in regards to the financial institution (Caribbean Finance) in St Maarten. Mr Rollocks is
working on all fronts to get things going ASAP with my input. We will do weekly updates and
each of you will be involved in getting these functions setup and going.
Best Regards,
Japheth
St Maarten News 